You (usually) pay a monthly fee to know someone will be able to help when you need it. Other providers don’t have a membership but charge you to come out when you need assistance. However, many choose a membership for the convenience of using one phone number nationwide and working with a company that will reach out to its network of agents for you.
If you’re really worried about having access to roadside assistance, you might even want to do both. You may have additional expenses beyond this base price for certain services. For example, your plan might cover fuel delivery but require you to pay for the gas. Some policies also limit the number of manual labor hours or how many miles a car can be towed before you’re charged an extra fee.
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No, owning a tow truck is not technically mandatory to become a contracted roadside assistance provider. However, having your own equipment, such as a tow truck or a flatbed at your disposal whenever you need to use it, can increase your service offerings and income potential.
Specifically, if you have a situation that you think requires assistance, you’d start by calling the company you have your coverage through. Some roadside assistance providers also have a mobile app you can use.
SHOP ONSTAR SERVICES BY VEHICLE BRAND
These roadside assistance plans can be added to your insurance premium and will cover all insured drivers and cars. The cost may be lower than purchasing a plan from another provider, and the claims process may be streamlined if you end up needing to file one. Allstate, for example, will allow you to tack roadside assistance onto your existing coverage for as little as $25 per vehicle per billing period. These remain in effect for the length of the factory warranty, usually a minimum of three years.
There are many factors in determining how long it takes for a roadside assistance service provider to arrive at a reported breakdown – weather, traffic, road conditions, time of day, etc. However, if the provider does not have enough vehicles to service a particular area or region of the country, it will not be able to help drivers in a reasonable amount of time. If you have car insurance, and you get into an accident that leaves your car undrivable, then towing is covered by your policy. Keep in mind that coverages and benefits (like towing) provided by car insurance companies vary, so be sure to read your policy. Add-on plans cover your insured vehicle alone, while stand-alone plans usually cover you whether you’re driving your car or riding in someone else’s. For example, State Farm covers one hour of mechanical labor for things like jump-starts and battery replacement — you’ll pay for any time over an hour. Similarly, a Better World Club membership covers up to four service calls each year.
What Is Roadside Assistance And Why Do I Need It?
Insurance companies offer roadside assistance as an insurance add-on for as low as $10 to $20 per year, while auto clubs like AAA can cost about $70 to $150 per year. Roadside plans from insurance companies may have lower coverage limits than plans from auto clubs. When you call roadside assistance, the company gets in touch with the nearest and most appropriate roadside assistance. You can contact your auto club, your credit card issuer or your insurance company.
It’s an add-on coverage that comes to your rescue if your car breaks down unexpectedly and also you get stranded in a remote area. When you contact your service provider, they will first try to fix your issue by instructing you over the phone. If not possible, they will most likely send a roadside assistance expert to mobilize your car or truck to tow your vehicle to a nearby mechanic.
There are a few types of providers that offer emergency roadside assistance coverage. This is useful if you run off the road and get stuck in the mud or brush.
When deciding which roadside assistance plan is right for you, consider the following. Certain major credit card companies offer a variety of roadside assistance programs. But, depending on the type of card you have, you may have to pay for roadside assistance services.
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